Hi I can relate to every aspect of your story. I am you! I am in my late 20s and CS was my major in undergrad and didn’t work based on it and had no programming skills. I am in masters now. I am learning to code everyday it maybe baby steps but it still helps. I have taken huge loan and I suffer with SA as well. I feel like you are me . Only thing is just be positive and learn coding. Yes u can ! It’s in you!! It is not easy but u will do it. Cutdown 2-3 hours of sleep every day and start coding from yt and google for at least 5 hours trust me that’s enough. I had zero knowledge and I was given complicated coding assignment in my masters as I had no friends, I worked day and night and figured how to do it it was not a good code it’s brute force but it’s still something trust me if I can do it so can you!!!