3433.26

777.67 - Synchrony Bank 349.77 - Chase Bank 2305.82 - Capital One

The plan?

Synchrony Bank - I already have 50.00 from each paycheck auto drafted to a bank account that I primarily use to save money for bill payments. I will be making 100.00 payments monthly until this debt is paid off.

Chase Bank - This is from a credit card that I primarily used to for bill payments. Ideally I would pay this off each month. Recently I used it to pay for travel to a friend's wedding, so the Bala is a little higher than normal. I always put $200.00 aside for the light bill and it's always less. I'll be using the difference to pay this down. It'll probably take a few months to get this card back down to 0.00

Capital One - This is my main credit card. I'll be paying this off with my incentive that I consistently get each month. It's usually 750.00 before taxes so I'll be putting at least $600.00 towards it each month. Now, I definitely do have a 1000.00+ payment going towards the card in August. So, it may take a while to pay this card down.

Extra income - I'll be working over time and will also generally put $230 per check aside for disposable income. I'm going to try my best to limit my spending from my disposable income and on some months, I'll be able to put some of that towards my outstanding debt. In addition since I've been calorie counting, I find I don't go through groceries as quickly. I always put 110 into a bank account bi-monthly for groceries and use that to put towards my main credit card, which I typically use to buy them. I'll probably save money on groceries and the difference will help me pay off my main credit card. Also, at some point, I'll pay off Synchrony Bank and the 100 I pay to them will be able to go towards my main credit card.