Looking for hair advice, puppy tax included!

I decided to start growing my hair out back in 2009, right as I started college. Since then, I've only gotten a few cuts to deal with split ends. I'm 28 now and my recession has gotten worse over the years, yet I'm not looking to get on any medications or to undergo any procedures. However, I am starting to think that I should alter the way I wear my hair. On that front, I'm clueless as to how to proceed!

My hair currently falls down to my lower back. My current process is to shampoo and conditioner with some "OGX Argan Oil of Morocco", then pat dry with a towel, mix in some "Moroccan Curling Perfection Defining Cream", let it air dry some more, and then brush through with a Tangle Teezer. I normally wear my hair down, but have gotten used to putting it up in a ponytail recently. For facial hair, I can pretty much only grow what is shown in the puppy tax pictures, with variable thickness based on how long it's been since I last shaved.

I've included a bunch of pictures in the linked imgur album. Please let me know what you guys think!

/r/malehairadvice Thread Link - imgur.com