Bro I like the vast majority of your posts here, but please do not give any financial advice. To anyone reading this: do not invest in cryptocurrency unless you are essentially a millionaire with cash to gamble.

If you are a normal dude, make sure you have a few months of cash in savings for a rainy day, unexpected unemployment, medical emergencies, etc. When it comes to debt, pay down credit cards asap. For the rest of debt, your prob best off just making your monthly payments instead of aggressively paying it down, assuming you have a decent interest rate on the loan.

When it comes to investing, there are steps you should take before buying individual stocks, and well before gambling on crypto. If you have an employer provided 401k, make sure to try and max out what you can contribute to that first. Beyond that (or if you dont have that) take out a Roth IRA and have it managed by professionals, like at Vanguard, Etrade, or some equivalent. The max yearly contribution on that is like $5500. Only start investing in stocks if youve maxed these out. And you have to be fairly well off to be able to max these out after your expenses.

Ignore the BS get rich quick schemes, in which crypto falls squarly into. Cant tell you the amount of stories Ive read about people losing savings on that stupid shit. Hell, even real stocks like GME, you see people all over reddit fall for the hype and get fucked. Just focus on your savings and your retirement vehicles and you can do quite well for yourself in the long run.