Work with me here.

Here is the 2nd paragraph:

"The American Opportunity Accounts Act, also known as “baby bonds”, would give every child a fairer chance at economic mobility by creating a seed savings account of $1,000 at birth. The funds would sit in an interest-bearing account that would receive additional deposits each year depending on family income. At age 18, account holders could access the funds in the account for allowable uses like buying a home or paying for educational expenses. The legislation is fully paid for by making common sense reforms to federal estate and inheritance taxes, including restoring the estate tax to 2009 levels."

Where is the word "requires" in that paragraph, the 2nd one from the article?