Hello! I’m 27 working in tech making 114k near SF. Looking to buy a house in the Bay Area in a couple years but it almost seems unattainable. Currents assets are 25k in robinhood stock/etf portfolio, 90k in vested company stock , and 160k in a 1% APY savings account that I’ve been loading up since I started interning in college. Rent is $1600 a month and my other expenses are around $400 a month(gas, utilities, parking, food etc). All student and credit card debts have been paid off. Looking for recommendations on what to do with the savings account. I get that I’m just loosing money every year due to inflation, but also don’t want to be in such risky investments that I don’t have the capital for a down payment. Appreciate any advise!