I'm a senior in high school with no idea where I want to go to college. My parents have told me they can help very little, as I have 2 brothers and their expenses. I'm seriously scared because I don't want to be in debt for the rest of my life and the deadline is coming up.

From a current college student in computer science who went straight to a big university and skipped community college, please don't underestimate community college. Yes, people make fun of it for being cheap, the dumb persons place to go, etc. That's just part of the poor shaming built into our US minds. The courses teach the same stuff, you just don't get the name behind the credit.

If you have no idea what you want to major in even, I suggest finding a job, and just going to community college and taking a few classes in the area you think you'd like to take. Take it from there, and do good in those classes, and apply and transfer as soon as you're sure. Just be sure to keep your GPA high.... It really helps the transfer process. A 3.7 GPA from college has more impact than a 4.0 from high school, at least that's what my transfer counselors have always told me.

Elsewise, if you know what you want to do, community college for the first 2 years can save you a TON of money. Its cheaper, usually requires minimal transport, and you can live at home and save money! Then splurge when you transfer again anyway.

Scholarships are out there, and many colleges offer partial. If your parents make more than 70k a year though don't really expect any, unless you are a literal gem of a student. I was top 20 in my class(and slept through everything) in high school and couldn't get jack. Meanwhile my mom is sick with MS and they include her ssi payments.

Just try not to get overwhelmed. If you know what you want to do, look up a college around you or where you'd like to go to school, see how they rank on your major, and apply and do your fafsa and call their financial aid offices. But never doubt the savings of community college. You all get the same piece of paper in the end, even if you took your prerequisites at community to save money.

/r/personalfinance Thread