You should really start by considering what you are looking for long-term. Dividend stocks are amazing growth stocks, have you considered what you are gonna do with the dividends, if you don’t have plans on using any of the dividend would you much rather prefer on purchasing growth stocks?

At the end of the day, if you love VTI sometimes it’s not always a mask to diversify funds to various assets. When they say never keep all your money in “one basket” what they really mean is, it’s better to keep all your money in somewhere safe than baskets you’re unsure will actually get you anywhere.

If I was you, I’d honestly do some basic technical analysis on SPYD and cross refer with various options and consider the potential of your $$. Good luck