She has literally told you that not only has she previously responded to hardship in a relationship in a very poor manner. But she completely plans on doing it again. In fact, she has already planned it. Who knows, what is her plan should you get sick? Less attractive? Lose your job?

She sounds incredibly immature, you didn’t mention age in your post. If you’re teenagers, I wouldn’t worry. You’ll eventually “fail” and she will play her idiot games and win her idiot prizes, and you will learn that there truly is such a thing as “crazy hot and just plain crazy” the hard way.

If you two are not teenagers, and you, as you put it “don’t want to run,” then whatever you do, don’t knock her up.