1996 - $1497 - High school, Aide at nursing home
1997 - $4690 - same
1998 - $1982 - some time at nursing home, then a small research stipend as a college freshman
1999 - $3272 - slightly bigger biochemistry stipend
2000 - $0 - quit research job to smoke weed and study abroad, went 15k in credit card debt
2001 - $0 - smoked weed and took a lot pf philosophy classes
2002 - $0 - smoked more weed, studied abroad again, started medical school (US)
2003 - $0 - busy as fuck
2004 - $0 - busy as fuck
2005 - $0 - busy as fuck
2006 - $19,527 - medical intern
2007 - $45,308 - emergency medicine resident (38k plus about 7k of moonlighting)
2008 - $126k - emergency medicine resident, moonlighted a lot more. bought dad a harley, first big cash purchase
2009 - $144k- emergency medicine resident, moonlighted still. paying on $200k loans at 4.5%
2010 - $214k - moonlighted more then graduated. now paying on wife’s $180k student loans (speech therapist) at 7.5%
2011 - $291k - first full year of ER doctor pay, working on loans and started a 401/whole life insurance
2012 - $307k - fuck me, even at this tax bracket apparently I can’t afford to live hood-rich. slowed down loan payments to take care of credit card debt.
2013 - $361k - spending more reasonably and working some overtime to help kill loans. some leftover credit card debt.
2014 - $409k - more overtime, working hard on loans. paying on the expensive house we bought two years ago.
2015 - $424k - still overtime, wife is tiring of it. first kid due in jan 2016. gonna cut back, and debt payoff in sight in about 2 years.
2016 - kid born (yay!) - cutting back a lot, thus moving projected debt-free date from early 2018 to late 2019. still in the expensive house, which tho it hurts a bit is nice for a kid.
while it’s common knowledge on here, i’m always impressed how insidious debt and spending can be, even with a high income.