3. Traditional insurance/whole life insurance

Traditional insurance/whole life insurance

If you are looking for Sunlife product, ang alam ko pinaka inooffer nila is Sun Fit and Well for health protection.

If from Prulife (I am from Prulife UK btw), may Prulife kami. Traditional and Whole life din. We also have Prulife Exact Protector payable for either 7, 10, or 15 years, VUL sya but dont consider the investment part as investment, consider mo sya na tutulong sayo para mapanatili na hindi maglapsed yung policy mo. We also have Prulink Assurance Account Plus, whole life coverage and also whole life yung payment, dito kayang kayang mo maximize yung premium mo. For your age, you can get 3M sum assured for 3k monthly. May kasama na syang ADD, TPD, CI, and HI. You can consider the investment part here as investment, since continuous yung payment mo. Hindi magagalaw yung allocated funds mo to cover your premium.

I hope nakatulong ako hehe.

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