To follow up from my previous question earlier in this thread:

I'm on Medicaid in Illinois and while I don't have to worry about an asset limit, I have questions about the income side of things, so that I can see if I can go forward with this without risking my eligibility.

-Capital gains are only realized when the stocks are sold, correct? So if I intend to let this money sit for years or even decades, it's not an income factor? If so, would this then mean the income I'd have to speak of would only be the dividends?

-I've read conflicting information on whether the annual/monthly income limits are strictly upheld or if it's more of a case of "take your income for the year, divide it by 12 and see if it exceeds the stated monthly limit"; I figured this would be relevant since the dividends would be quarterly and while I wouldn't expect dividends alone to exceed them (assuming capital gains are a non-concern as per my questions above), it's safer to know for sure.

-I'm 26 and genuinely do not intend to touch this money for however long, am still retaining an emergency savings and have no plans for major purchases anytimg soon; I've read around that investors around my age want to go all in on stocks and not bother looking at bonds, would that still be the case for my circumstances?

I do intend to talk to someone on the Medicaid end with my questions and concerns, but getting preliminary answers from people who have experience with this kind of thing would help me feel more informed about my choices.