Remember, the real job of the fed is not to fix the economy of Main Street, but to ensure the further enrichment of Wall Street, in order to ensure the wealthy have time to unload their assets in retail and take massive short positions, rates must be raised slowly. They also must have a definitive time table for them to rebuy their assets once it’s declined enough for them, all while violently moving the markets up and down in the mean time to confound and shake out retail investors who may have the crazy idea that they could make some money too. Also don’t wait for the fed to tell you when to buy, because they will only really tell the insiders, and you’ll only know once the bottom is long behind us. DCA is your only chance to not lose your shirt trying to play their game.