Is this an unsolicited marriage advice group? My question is about mortgages.

He's fine getting a 50k interest-free loan and paying me back for it and he wants to pay me back for it because it's fair and he respects me. This is a mutual decision and there's nothing unhealthy about our dynamic so no real need to "document in case things go south" as if we were anticipating a divorce. That, to me, sounds unhealthy (like prenup territory).

I would do the exact same if the shoe were on the other foot...I wouldn't just take half of my husband's (or my sibling's or my friend's or my parents') savings as a gift.

He's not doing contracting work in exchange or anything--we're not buying a house to flip. And no, I would not feel indebted to him if he did a bunch of labor because I would do it with him every step of the way. He would just take the lead because those are his talents, just like I have things that I take the lead in where I am stronger. That's how partnerships work!