No it's not financing my healthcare, it's financing profits for companies in a quasi-socialist/capitalist mixed system that doesn't work very well, and is far from free market. And guess what? I am paying for health insurance, so just because you disagree with my view please do not treat me like I am a traitor who is not paying into the system, who views himself as having no social obligation. Quite the contrary I pay a lot into a system that I believe is dysfunctional. I believe that the system is not creating competitive costs of health care for the people. I believe that regulation and oligopoly are stifling the free market.

Furthermore insurance is only part of the problem. The primary issue is having a profit driven health care industry from the providers to the drug manufacturers to the health insurance companies. I want to pay into a socialized health care system. I believe that it is a difficult problem to solve. I would personally be happy if I didn't feel discouraged to visit the doctor when I am ill. If the benefits for paying in excess of $200 a month (as a healthy person who is a top target customer for the insurance companies, and who should be financial contributor to the health care system) were a bit better than one free annual checkup then I could get some value out of my insurance while still making a solid contribution to the system. If I get strep throat and need to stitch up a cut during one year, I should be able to get care for that without going out of pocket. And instead of collecting $2400 from me the insurance companies should collect about $1800 tops after a minor emergency and a doctors visit, especially since I chose to save the system money by not going to the hospital.