From another comment:

Your taxes end up being 3x more than what I pay in premiums and deductibles.

Oh, and I have the freedom to not pay it if I so choose (I'm healthy).

As an example, my annual premium is $1100 with a maximum annual out of pocket of $3000 and coverage of up to $2 million a year.

That premium also gets me an HSA which means I can dump pre-tax money in an account and spend it on anything healthcare related (or choose to tap it when I'm 60+ tax free - or tap it now with a tax penalty).

I also get $500,000 in life insurance (before my employer insurance) with payouts for accidents that cause permanent disabilities (AD&D).

Who's getting the better deal I wonder?