Get a free app to make trades (I use Ameritrade but there’s several with different pluses [although I will say be careful not to buy “on margin” with funds that didn’t come from your own bank account outright-this is not for beginners]).

Start simple. Put a little money weekly or monthly to buying an ETF or “exchange traded fund.” Start simple with just one or two ETFs. These are like “baskets” of stocks that follow a certain index (if the Dow Jones, for example, goes up or down, if you have an ETF that has the top stocks from the Dow, it will move similarly).

This can be scary in financially uncertain times, like now, but overall, the stock market is expected to win. You just have to keep putting money in consistently and wait it out or “hold.”

Try not to look at your account every day. Once you get the hang of it, try to diversify or put money in other baskets of stocks that don’t follow the exact same companies. Go from there!

Honestly, it’s better than putting your money in a savings account that may increase in value, but only very small percentages that do not equal to the inflation rate.