What do people often underestimate?

I seem to be managing just fine, honestly. My partner wants me to do more chores around the apartment, but it's not that big of an issue. It literally takes 30-45 minutes to clean the entire apartment, spic and span. I have one of, if not the highest gpas in my class, and I've received nothing but positive reviews from my full time job. I have not heard any praise or criticism from my weekend job, but they don't seem to pay much attention to my performance either.

I agree that working that much and going to school is not a long-term sustainable lifestyle, someday I want to raise children instead of financing them, but it's weird how much better I've become at managing my time. I am very dependent on spreadsheets.

There are 168 hours every week. Between commuting, my job, and school, I spend 62 hours between monday and friday. On saturday and sunday, I spend about 16 working and commuting. Between brushing my teeth and getting ready for bed, I get about 8 hours of sleep per night, that's 56 per week. That leaves me about 34 bonus hours every week, or about 5 hours per day. We cook, we clean, and we spend time with our dog together in those hours. Last winter we ran a half marathon and this summer we're playing in a kickball league.

Up until a year ago I was just like you, pointing out the faults of others' lifestyles and justifying my own (I was best described as a stoner slacker for most of my adult life). I really don't mean to sound judgmental, that's completely fine. If that's how you want to live, more power to you. However, if you're going to complain about not making, or saving, enough money, it really doesn't make sense to tell people they're not giving enough attention to the important stuff in their life, particularly when you have no clue how they spread their attention around.

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