If you borrow money, pay it back. If you can’t afford to pay it back, then don’t borrow the money. When you borrow money, you are at the mercy of the lender. It’s chicken <€£%! To borrow money, then complain afterwards that the interest is too high. Do what people use to do years ago, work your way thru college or work, save up, then go to college. Before you do anything, you are suppose to “count the costs”. If you can’t do that, just save yourself the trouble and forget college and just get a job. So many want special treatment nowadays. They want to go to college but not have to be responsible for paying for it. If you can’t afford to go, quit whining and just get a job.