And most people in the home building/home lending arena tend to agree... we are going to see a crash again within the next five years.

We've already seen a large slowdown on home purchases over the course of this year of around 15%. And mortgage rates are now climbing. If you wanted a house in the next 8 or so years, last year was the time to do it. Now is the second best time.

I was speaking with the president of a local home builder, and they are going into overdrive to try and sell as many houses as they can now before things bottom out again... because they are going to need the money to stay afloat until the market picks back up around 2025-2030.