I had a similar situation I think. I was in 10th grade and I met this girl at a party, at the party we were both drunk and messed around, nothing too major but we did have hands in each other's pants. Skip a week later and she invites me to her house while her parents are out of town, so of course I go!

At her house, neither drank or took anything (Both sober). This was probably my 2nd time having sex with a girl, so still very much new to it all. I remember we got into it pretty heavy and I remember all these emotions flying around. We got heavier into it and both got undressed and kept messing around till got on top started intercourse. Maybe 5 or 10 secs in i hear her say STOP. I honestly do not know if she said stop right before we did or not, but I was so much in the moment it didn't register if she did.

I got so scared, got dressed and ran outside to leave. She caught up to me and told me I had raped her and that she could report me. We talked more and I apologized as much as I could - I felt like shit. She ended up telling me she had a really had experience in the past and she got scared right as we started - but she did say she said no right before I started.

Luckily we were able to talk about it and she never did report anything, but that haunted me for a loooong time.