Wisdom comes with age even if you are not red pill. I have always been attractive, but missed many signs because I am married (at 18) thus I was not looking in my 20's. Now that I am in my 30's I understand what is meant by male privilege. Overall, I am here to work on myself and decide my future. I married my first due to religious beliefs. I have not partaken of the pussy I have been able to get simply because of personal standards
Personal note I am a white male, 6'5", 230lbs, decent build, pretty boy face similar to George Michael's Faith look with dark brown hair.
Examples: Straightforward requests range from blowjob offers to FFFM offers. Thinking back I believe I have been propositioned directly by close to 50 women. These are some of the mild social situations I have missed at times due to white knight beliefs. In my 20's I was told I had boyish charm when acting Beta. I was told I do not look like a Dad. I have been told I do not look like I am married. I have had other women cunt block because I am married. I would ask general questions and get responses as if I had asked a girl on a date. I have been asked to go for drinks by individual "friends". The list goes on and on and numbers in the several hundreds from women. All of these instances have been unsolicited and unintentional with regards to my behavior.
I probably would have been able to sleep with as many 6-7 women as I desired at any point in my life since I was 16. These women literally fall over themselves around me. It honestly is a turn off. I actually was hit on constantly as a teen by pre-wall (24-28) 7-8 women. I believe they saw my AF/BB combo and hoped to hit the lottery with me before I even had a career. The 8-9's would have been maybe once every month or two since I was 16 without improving my game. 10's I have not really known any women I would call a 10.
As to your question. It depends on what you mean by a high SMV. I look like an athlete/model and yes it is easy mode, and always has been. Here is a clip from SNL on Tom Brady and yes this is reality for extremely attractive men in fly over country at least. https://screen.yahoo.com/sexual-harassment-000000677.html
I cannot answer with regards to the money issue as I am still relatively poor at the moment.