I know we're memeing the guy, but I'd seriously recommend looking into investing in Mutual Funds or Index Funds. Both Fidelity and Vanguard are two of the most trusted brokerage companies and they really help make the process a lot easier and simpler than one would think. There is some risk involved, though very minimal; the amount of return you can get if you invest some of your income over a long period of time is insane. Putting 10-15% of my income in Growth Stock Mutual Funds has given me an average return of about 6-8% though I have a grind who averaged about 12% last year. Watch some Dave Ramsey videos on YouTube and you'll start getting an idea of where to start. Make your money work for you, good luck!