Absolutely agree! Unless u like a hobby that stresses u out, index is the way to go. (And I used to daily/monthly trade). I’ve had the Vanguard 500 index fund (VFIAX) for 10 years and it’s performed at 12.6% 10 yr and 13.5% the last 3 years. The last few months have been awesome! It’s the one recommended by Buffet, so that says something.

I can’t recommend Vanguard enough. They have the absolute lowest fees and have phenomenal customer service. U can call and get information and guidance from some incredibly intelligent agents. I’m sure they have degrees in finance based on how well versed they were and they’re incredibly patient for even the most basic questions.

Their website has a great interface, easy to navigate and transfer money around. It’s also a wealth of investment resources. They’re trustworthy since they’re not for profit and bias. I also had a great experience with them when my father passed and there was a legal dispute over his investments unfortunately. They handled things above and beyond.