They are 100% legit. Think about their partnerships for example, do you think some of the largest financial institutions in North America would not only associate with them, but have active contracts with them if they weren’t legit? What about their parent company Aegon, a multi billion dollar corporation, do you think their legal and compliance teams didn’t come up with 100x the amount of info people on Reddit think they know? I can’t help but wonder what peoples rationale is when saying it’s illegitimate. I’ve scoured Reddit for actual negative information that isn’t opinion based, since now I know inside and out how they operate, and nothing made a good case against them