Idk if I can do this job much longer

First, thanks for sharing and welcome to the industry! It sounds like you've not had a very pleasant start. From what I read through the comments it sounds like you are working as a captive agent, or for a local agency. If that assumption is wrong please ignore this advice, and I apologize that I misunderstood!

First, cold calling absolutely sucks. You will be spinning your wheels all day and get nowhere. Your very first goal is to stop cold calling and start networking.

What I mean by that is you need to find better leads. Who buys insurance? People who just experienced a major change are far more likely to be shopping: someone that just bought a car, someone that is shopping for a house and needs insurance for closing, students that just graduated and are coming off mom and dad's policy for the first time, etc etc. The list goes on.

So network, make connections with some realtors. Form a relationship with some local car dealerships (if possible avoid individual salespeople, the turnover is insane -- find the managers and finance team). Make certain you STRICTLY adhere to all ethics guidelines for your state, but ask them if they are allowed to share or sell a client list, or at a minimum have their client contact you directly for a quote.

Form a network of realtors, dealerships, mortgage brokers, loan officers, property management companies, etc. In a crowded market this is becoming increasingly difficult, so make certain you have some value proposition. Why Farmers? More importantly, why YOU?

These targeted leads are FAR more likely to generate results than a cold call. You will not be successful cold calling.

Also, if you are not already doing so, leverage one of the many automated follow-up systems. You had 100 people tell you "I don't have time" today? Say something like "I appreciate that, I know your time is valuable. May I email you some information and you can call me whenever you do have time?" Add the email to your list, it costs you nothing for the system to send a sales email and then a reminder however often you choose.

A final piece of advice: frankly, consider a staff job with a different carrier. Nothing against Farmers, but their value proposition is average. Their claims service is average/above average. They are a mediocre-to-decent competitor in a crowded field and that doesn't get anyone very excited. And I say a staff job because with changing trends in how people shop and buy, the agent model is becoming more and more antiquated -- the job outlook for the insurance industry is great, but for agencies it is below average.

source: over a decade of insurance sales

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