For the love of god please tell me you're in high school, college at worst, because you're ranting about pointless shit that you don't understand. Here, as you blatantly ignored the well put together explanation about what you don't understand about the debt limit that /u/freedom135 so kindly put together and since I don't have time to put something together I'll repaste it here:

I think you are confused, congress already passed the spending. All this debt limit crap does is risk shutting the government down until congress reapproves the spending. Congress just ends up reapproving the budget as-is because no one is willing to implement change while the blocking party is shutting everything down to harm people and the country. Americans don't negotiate under the threat of terror. Due to the disruption caused by these shutdowns, we are actually spending even more money. The end result of this debt limit crap is more debt. Debt limits cannot continue to be raised forever. Yes they can. Nothing prevents this. As long as the result of a debit limit fight is a government shutdown which harms everyone, congress will always approve a limit increase. If you want these debt limits to matter you will have to change the law to reduce the budget, not shut the government down. Such as if we hit the debt limit and a raise cannot be passed, we instead implement an across the board reduction in the government budgets. Such as everything is reduced by 10% and the debt limit is adjusted to cover the next operating year's budget. If next year it is hit again, do the same thing. Cut by 10% and adjust the debt limit to cover next years budget only. A reduced budget simply forcing an across the board 10% cut vs completely shutting the government down would actually help. It would work similar to the sequestration that Obama implemented over the budget in the past when republicans refused to pass any reasonable budget. http://thehill.com/homenews/administration/285823-obama-triggers-sequester It prevents republicans from trying to force all the cuts on social services(conveniently without reducing the social service taxes) without making cuts to defense. As long as the debt limit merely shuts down the government vs a forced spending reduction, it will never work. The day will come when the house of cards collapses. We aren't even close to the start of a point where we should be worried. And under Obama the deficit has been reduced. He could have reduced it more if republicans participated. The house of card isn't going to collapse as long as we elect a democrat at least once every 8 years to right the ship. We almost had it happen in 2008 but we averted disaster for another decade it seems. 2008 had nothing to do with US debt. It was large banks that were gambling on gambles and when the mortgage backed securities turned out to be worthless all the banks took massive losses. 2008 was 100% a private bank collapse, not any kind of government collapse or government debt problem. In fact, it was the US government and other rich governments in europe that had to prop up the system to avoid full banking collapse. 2008 proves the US government itself is financially very healthy.