I have little sympathy for "passive income" landlords who strictly rely on a tiny difference between their rent and mortgage to make ends meet. If you rent out a building, then you're operating a business, and a few tenants not paying rent (or being late, or not having enough) is a risk your business takes. Evictions in NYC are painful processes, and you're screwed for a long time if somebody doesn't pay. If your margins are thin as paper, then the real outcome is you'll get foreclosed on, which you can't escape from and will destroy your credit, whereas the renter can avoid eviction for a long time, and move out entirely before it's finalized.

I can easily help a renter stretch out an eviction over a long time and leave before getting an eviction on their record.

Banks don't go broke from one customer not paying their mortgage for a few months. Hell, many small landlords don't go broke from their units being completely vacant for a year.

I have both an apartment lease and a home mortgage. My lease is probably the first expense I'd sacrifice in my life over anything else, because good luck to my landlord making me feel any real pain over it. My mortgage -- Well, I'm getting that shit paid no matter what, and my budget is planned around it.

we all know landlords don’t have to pay for water, property taxes, common electric, snow removal, insurance, maintenance, or landscaping

You just made a list of things that every property owner in the entire United States does.

Okay, maybe not snow removal in hot states.