How do I save money when I’m paying 60% of my income in rent?

The amount of judgement and one-size-fits-all answers in these comments is infuriating.

I'm also shocked at people saying landlords won't approve people where the rent is over 35% of their income. Landlords dgaf. I've lived in 4 Melbourne rentals in the last 5 years where the rent was more like 40-60% of our income. I see you OP - times are tough. Trying to financially plan atm is so. bloody. hard.

There is some decent advice amongst the trashfire here and your choices are yours and you don't need to feel ashamed of them. It's ok if you can't save for a bit while you work it all out. Eventually you'll make choices that work for you and move you toward your goals. I had some small wins after reading the barefoot investor - I second that advice (and the caveat that it's a bit culty). Find ways to minimise that housing stress and go easy on yourself. And try to ignore the judgement from the people who happen fit very nicely into the capitalist cookie-cutter lifestyles we all get sold about your hyper-individualist responsibility to just Work Harder And Be Better With Money. Good luck!

/r/AusFinance Thread