I advised my lawyer that CMHC inspector did inspection of work under residential rehab program. he passed it all and his written report and verbally to me indicated good workmanship and 2 minor deficiencies in the building code, reconfirmed over the phone with my rrap agent. I released payment to contractor based on this. There are more code violations and the disabled portion a total failure. I lost all value in my home. I lost my job with the federal gov't because the reno's not being done correctly prevented a return to work within the 2 year period on ltd so i was forced into medical retirement. I could not move to another place to mitigate damages as cmhc loan required i continue to live in the home for 5 years. was advised by my lawyer no cause of action.He said no duty of care owed. flash forward to benoit v banfield. different program same concept first time tested duty of care in court.

[39] In the present case, CMHC offered grants of up to $3,000 per applicant for a one-year period. The pool of funds from which to draw was limited in the amount of $30 million. Thus, even were one to consider the possibility of a duty of care to all loan recipients, the number of persons is not indeterminate. In the context of the present case, liability extends only to the class of persons who might reasonably be foreseen as users of the defective staircase in question. this would have been precedent setting had it gone to court. This is why cmhc settled out of court. This is what I tried to explain to the lawyer. that is what i have been trying to explain to every lawyer I can get a consult with. The statute of limitations expired shortly after the lawyer quit because he was 1. so insulted I tried to explain this to him, and 2 I had no cause of action now in even my original claim which up until his bid to broker a joint expert agreement was for the 3rd time refused by the contractor( I was to pay him 33.3% or roughly 33k of the settlement amount and the cost of the expert and dispersments etc in the contract he proposed to me 7 weeks in. he quit before any discussion was made as to the terms and an agreement was never signed. I was not at any point advised that I was free to leave the situation. Since he had refused my instruction to file for default that limitation time was also exceeded. I was extremely disable in pain at the time both physically and mentally and knew I could not pursue any of this myself. He also told me he would in lieu of default, change the pleading to fraud and put a cpl on. This is what baffled me for so long as to why he wouldnt pursue the summary judgment he told me he would do either. Because of my disabilities, I totally relied on his advice and although the original claim has been kept alive through a series of notices of intention to proceed (since 2007) and the clause allowing the running of the limitation period to stop running while I am disabled much like in Benoit I cant find representation since he left as the first thing potential lawyers ask me is why he no longer represents me.